What is Loan Protection Insurance?

Most companies will have financial commitments such as a commercial mortgage, business loan or overdraft. Such liabilities can be easily protected using a simple loan protection Life or Critical Illness Protection plan.

This type of plan will pay a lump sum to the business in the event of the death or diagnosis of a critical illness of a key person such as a company director, allowing them to settle any outstanding commitments and continue trading as normal.

This type of plan can provide valuable peace of mind for the directors of a business, knowing that the future of the company would not be in jeopardy in the event of their death or diagnosis of a critical illness.

Loan Protection benefits at a glance:

  • Protect your businesses debts with a simple life plan
  • Give your investors’ confidence with simple continuity planning
  • Protect the cash flow of your business using loan protection insurance
  • Settle director loan accounts promptly in the event of death
  • Terminal Illness cover included as standard.


We will charge a broker fee of between £195 and £995 for Residential and Buy to Let mortgages, payable on application. The amount we will charge is dependent on the amount of research and administration that is required.

S A Robertson Lifestyle Protection & Mortgages is an Appointed Representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Ltd which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products.

Solicitors, Conveyancer and Surveyor Services, Commercial Mortgages, Wills, Trusts, Estate Planning and are not regulated by the Financial Conduct Authority. The Financial Conduct Authority does not regulate some forms of Buy to Let mortgages and bridging finance.